FHA Loan

FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development. The program’s popularity, in part, is because buyers can make down payments of just 3.5%. But, there are other reasons why FHA loans are in high demand, too.
  • Generally easier to qualify for than conventional loans.
  • Lower down payment requirements.
  • Lower Mortgage Insurance.
  • Better Interest Rates.
  • Higher Debt Ratios.
  • Liberal Credit History.
  • Higher Seller Contributions.
  • Cannot exceed statutory loan limits.

In addition to loose underwriting standards, FHA loans are an attractive option, especially for first-time homeowners in a rising mortgage rate environment. Can you qualify for an FHA loan? Click here or contact me directly @ 805-432-4898 to see today’s rates. It's quick, it's easy, and the more questions you answer - the more accurate your results.

Apply Now

Return to Loan Options