FHA Loan

FHA Loan

FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development. The program’s popularity, in part, is because buyers can make down payments of just 3.5%. But, there are other reasons why FHA loans are in high demand, too.

  • Generally easier to qualify for than conventional loans.
  • Lower down payment requirements.
  • Lower Mortgage Insurance.
  • Better Interest Rates.
  • Higher Debt Ratios.
  • Liberal Credit History.
  • Higher Seller Contributions.
  • Cannot exceed statutory loan limits.

In addition to loose underwriting standards, FHA loans are an attractive option, especially for first-time homeowners in a rising mortgage rate environment. Can you qualify for an FHA loan? Click here or contact me directly @ 805-432-4898 to see today’s rates. It's quick, it's easy, and the more questions you answer – the more accurate your results.


2801 Townsgate Road
Suite 101
Westlake Village, CA 91361


NMLS# 297547
CA BRE# 01249934

CSMC Mortgage
NMLS ID #1570216
CA DRE# 02021660

NMLS Consumer Access

Equal Housing Lender

© 2022 Customer Service Mortgage Corporation dba CSMC Mortgage, 2801 Townsgate Road, #101, Westlake Village, CA 91361. 805-212-7710. Trade/service marks are the property of CSMC Mortgage and/or its subsidiaries or affiliates. NMLS ID #1570216 (www.nmlsconsumeraccess.org). Loans made or arranged pursuant to a California Financing Law License, DFPI license #60DFPI101749 or a CA DRE real estate broker license, License No. 02021660 and UT-DRE #10464319-NMLC. Some products may not be available in all states. Information, rates and pricing are subject to change. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. All rights reserved.